fecked off with ppl asking you to pay paypal charges

On Sun, 13 Jul 2003 16:39:35 +0100, "Tim S"
<tim@-nospamplease-zaphod987.freeserve.co.uk> wrote:
>Generally I'll say I'll accept cheque, postal order, cash & paypal (with 3%)
>so if someone wants the item in a hurry they can pay the charges, if not I'm
>happy (actually I prefer) cheques.

Why is it that the vast majority of UK sellers won't accept direct funds
transfer into their bank accounts? It's free, hassle-free, fast and
totally safe (<http://www.ukauctionhelp.co.uk/fund.html>)? I hardly ever
see anyone mentioning it as an option (as we see in this thread as well)
and whenever I ask sellers they typically say something like: 'Nah, a
cheque will do. Thanks!'. What am I missing?

--
Michael Klontzas
Before enlightenment / chopping wood / carrying water
After enlightenment / chopping wood / carrying water
Zen Proverb

Michael Klontzas wrote in message news:jle5hvkahmcqstkvdh00r3uajhie2pnu1h@4ax.com...
> Why is it that the vast majority of UK sellers won't accept direct funds
> transfer into their bank accounts? It's free, hassle-free, fast and
> totally safe (<http://www.ukauctionhelp.co.uk/fund.html>)? I hardly ever
> see anyone mentioning it as an option (as we see in this thread as well)
> and whenever I ask sellers they typically say something like: 'Nah, a
> cheque will do. Thanks!'. What am I missing?

I would guess most think "if he can pay in, he must be able to take out". Give it 20
years and everyone will be all caught up. :o)

--
Paul

Various items for sale,
See http://www.belair267.co.uk
Also - New, unused Virgin Mobile sims
with £5 call credit - £8.50 each delivered.

This is not an option that I have ever offered, nor thought
about. How well does it work in practice? Are there any dangers giving
out bank details? (I know we happily give them to utility companies,
but giving them to hundreds of members of the public?)

As someone who often sells several items at similar prices, if
twelve people opted for this method, would it be clear which eleven
had paid?

As to why people don't use it, I guess that they are used to
the process of writing cheques, and most people seem to stick to what
they know, rather than try something new.

Mike

On Tue, 15 Jul 2003 02:35:05 +0100, Michael Klontzas

>Why is it that the vast majority of UK sellers won't accept direct funds
>transfer into their bank accounts? It's free, hassle-free, fast and
>totally safe (<http://www.ukauctionhelp.co.uk/fund.html>)? I hardly ever
>see anyone mentioning it as an option (as we see in this thread as well)
>and whenever I ask sellers they typically say something like: 'Nah, a
>cheque will do. Thanks!'. What am I missing?

"Mike Hartland" <mike_hartlandREMOVETHISBIT@madasafish.com> wrote in message
news:5l77hvsflm8k80qhcpf2r15mqchksv9td7@4ax.com...
> This is not an option that I have ever offered, nor thought
> about. How well does it work in practice? Are there any dangers giving
> out bank details? (I know we happily give them to utility companies,
> but giving them to hundreds of members of the public?)

I think people feel uneasy about it, but I've nt heard of any contra
indications.

>
> As someone who often sells several items at similar prices, if
> twelve people opted for this method, would it be clear which eleven
> had paid?

Yes- my bank at least (the excellent RBOS) allow you to put a reference
against the payment.

Ali

"Mike Hartland" <mike_hartlandREMOVETHISBIT@madasafish.com> wrote in message
news:5l77hvsflm8k80qhcpf2r15mqchksv9td7@4ax.com...
> This is not an option that I have ever offered, nor thought
> about. How well does it work in practice? Are there any dangers giving
> out bank details? (I know we happily give them to utility companies,
> but giving them to hundreds of members of the public?)

Put it like this - to have a direct bank payment you need to give people
your account number and sort code. If you look on your cheques, the same
information is given over every time you write a cheque. It is perfectly
safe.

> As someone who often sells several items at similar prices, if
> twelve people opted for this method, would it be clear which eleven
> had paid?

That can be tricky - transfers come up wth come reference but direct
deposits do not. When I am in that position I always ask for the buyer to
let me know the sort code of the branch the money was paid (from the stamp
on the counterfoil) in as on my online statement I usually get "Paid in at
433321" so then can tie in the transaction like that.

> As to why people don't use it, I guess that they are used to
> the process of writing cheques, and most people seem to stick to what
> they know, rather than try something new.

I think the main reasons is paranoia followed by them not having internet
banking for ease of checking.
--
Best Regards
Niel Humphreys
Snowdon Computers

Ali Hopkins wrote:
> "Snowdon Computers" <sales@snowdoncomputers.co.uk> wrote in message
> news:bf08gh$v6n$1@newsg2.svr.pol.co.uk...
>
>> Put it like this - to have a direct bank payment you need to give
>> people your account number and sort code. If you look on your
>> cheques, the same information is given over every time you write a
>> cheque. It is perfectly safe.
>
> Excellent point, that.
>
>> That can be tricky - transfers come up wth come reference but direct
>> deposits do not. When I am in that position I always ask for the
>> buyer to let me know the sort code of the branch the money was paid
>> (from the stamp on the counterfoil) in as on my online statement I
>> usually get "Paid in at 433321" so then can tie in the transaction
>> like that.
>
> Hoom. You mean paid in at a branch, she said being dim, rather than
> telephone banking? Hadn't thought of that. Does anyone still use
> branches?
>
> Ali

i do for bank deposits. that way the money is visible to the seller
immediately.

otherwise you have to wait for x days whilst it clears.

it's easier to go to the seller's bank, and pay cash in.

"Ali Hopkins" <fn62@dial.pipex.com> wrote in message
news:bf08m4$9jec5$1@ID-97728.news.uni-berlin.de...
>
> "Snowdon Computers" <sales@snowdoncomputers.co.uk> wrote in message
> news:bf08gh$v6n$1@newsg2.svr.pol.co.uk...
>
> > Put it like this - to have a direct bank payment you need to give people
> > your account number and sort code. If you look on your cheques, the same
> > information is given over every time you write a cheque. It is perfectly
> > safe.
>
> Excellent point, that.
>
> > That can be tricky - transfers come up wth come reference but direct
> > deposits do not. When I am in that position I always ask for the buyer
to
> > let me know the sort code of the branch the money was paid (from the
stamp
> > on the counterfoil) in as on my online statement I usually get "Paid in
at
> > 433321" so then can tie in the transaction like that.
>
> Hoom. You mean paid in at a branch, she said being dim, rather than
> telephone banking? Hadn't thought of that. Does anyone still use branches?
>
>


lol, you'd be surprised.

I offer immediate shipping if people pay by direct cash deposit into my bank
(it shows instantly on my online statement) and a good 30-40% of my
customers pay this way.

--
Best Regards
Niel Humphreys
Snowdon Computers

Snowdon Computers wrote:

> Put it like this - to have a direct bank payment you need to give
> people your account number and sort code. If you look on your
> cheques, the same information is given over every time you write a
> cheque. It is perfectly safe.

That's what I was thinking. If you write someone a cheque, they have your
account number, sort code, name and address of your bank and your
signature - so what are people worried about?

Jaqy

"Snowdon Computers" <sales@snowdoncomputers.co.uk> wrote in message
> Put it like this - to have a direct bank payment you need to give
people
> your account number and sort code. If you look on your cheques, the
same
> information is given over every time you write a cheque. It is
perfectly
> safe.

I always give the option to pay by direct bank transfer but I've yet to
have anyone pick that option but instead they prefer to waste money on
postage and send cheques.

I had one person who received a faulty item which I offered to give a
full refund. He paid by cheque which I had already banked so expected me
to send him a cheque in return. He couldn't get over the fact that I
had simply used the details from the cheque he sent me (name, sort code,
account number) and used my internet banking account to transfer the
money straight back into his account.

On Tue, 15 Jul 2003 07:54:57 +0100, "Snowdon Computers"
<sales@snowdoncomputers.co.uk> wrote:
>I think the main reasons is paranoia

which is why when I suggest the option I refer them to that (independent)
web page I quoted earlier, but they still refuse!

>followed by them not having internet
>banking for ease of checking.

Even without Internet banking it's not any more difficult. Wouldn't they
have to go to the bank to pay the cheque in and again some time later
(possibly several times too) to make sure the cheque didn't bounce?

--
Michael Klontzas
Before enlightenment / chopping wood / carrying water
After enlightenment / chopping wood / carrying water
Zen Proverb